Our Proven 3-Step Process

Debt Review

A debt expert from Hemker Hill & Associates will review your debts and identify assistance and programs you may qualify for.

Tailored Plan

Your debt expert will listen to your financial needs & goals to build a debt resolution plan that gets you out of debt faster.

Plan Approval

Whether it’s a consolidation loan, a resolution program, or a hybrid approach, we’ll help get you enrolled and set up for success.

Your Debt Partner

Hemker Hill & Associates was founded to provide professional, compassionate, and effective assistance to consumers facing financial stress from unmanageable debt. We organized Hemker Hill around a commitment to provide the highest-level of debt resolution services to help our clients reach achieve their financial dreams.

You’ll find an established, trustworthy partner in Hemker Hill. We can help with credit cards, personal loans, most private student loans, and more. In your first meeting with one of our debt specialists we’ll review your debts, determine which solutions you qualify for, and build a plan to get you out of debt fast.

If you’re ready to finally tackle your debt with a partner you can trust, contact us to get a risk-free savings estimate. There are no obligations and no upfront fees.

Latest Blog Posts

  • Master Your Money: The Ultimate Guide to Building a Personal Budget

    If your money seems to disappear the moment it hits your bank account, it might be time to create a personal budget. Think of a budget as your financial roadmap. It shows you where you’re starting, where you want to go, and how to get there without taking a wrong turn. Here’s your step-by-step guide…

  • Climbing Out of Debt: How to Boost Your Credit Score When You’re Swamped with Debt

    Drowning in debt with a credit score that’s seen better days? You’re not alone, and while it can feel like you’re stuck in a financial rut, there’s hope. Improving your credit score when you have a lot of debt isn’t just about numbers; it’s about taking control and making a plan. Let’s dive into how…

  • Debt Modification Uncovered: How Hemker Hill & Associates Can Help You Break Free from Debt

    If you’re feeling overwhelmed by debt and the weight of high monthly payments, know that you’re not alone—and more importantly, there’s a way out. Debt modification offers a lifeline to those struggling to make ends meet, providing a path to reduce what you owe and regain financial freedom. But navigating this process can be tricky,…

  • Debt Consolidation Loans: How They Work and How to Get Approved

    If you’re buried under a pile of bills with different due dates and sky-high interest rates, it can feel like you’re constantly treading water just to stay afloat. Enter the debt consolidation loan—a potential lifeline that can streamline your finances and help you get a grip on your debt. In this guide, we’ll unravel what…

Ready to tackle your consumer debt?

A Hemker Hill debt professional is ready to help you reduce your debt stress once and for all. Help is just a few clicks away, so let’s get started.